Free calculators for service members, veterans & families • 2026 Official Data
Calculate your complete military compensation: base pay + BAH + BAS + special pays minus federal & state taxes. Covers all 50 states with military tax exemption rules.
BAH is a tax-free monthly allowance for service members living off-base. Rates are set by location and update annually. Enter your information to estimate your BAH.
BAH is 100% tax-free and does not count toward federal or state taxable income. Rates shown are state averages — exact rates vary by Military Housing Area (MHA/zip code). Verify your exact rate at defensetravel.dod.mil.
The Post-9/11 GI Bill provides tuition, housing allowance (MHA), and a books/supplies stipend. Your benefit level depends on time served after 9/10/2001.
MHA (Monthly Housing Allowance) is paid at the E-5 with dependents BAH rate for the school's zip code. Online-only students receive half the national average MHA. Verify exact benefits at va.gov/education.
The Thrift Savings Plan is your military 401(k). Under BRS, DoD matches up to 5% after 2 years of service. Use this calculator to project your TSP balance at retirement.
This projection assumes consistent contributions and returns. The C Fund (S&P 500 index) has averaged ~10% annually since TSP inception. BRS members: always contribute at least 5% to capture the full DoD match — it's free money.
The VA uses "whole person" math — not simple addition. Each rating reduces your remaining able-bodied percentage. Add your conditions below to calculate your combined rating and estimated monthly compensation.
VA disability compensation is 100% tax-free (federal and state). Combined ratings are rounded to the nearest 10%. TDIU (Total Disability based on Individual Unemployability) allows veterans rated 70%+ to receive 100% pay if unable to maintain substantially gainful employment. Verify exact rates at va.gov.