🏠 BAH Calculator — Maryland

Maryland BAH Rates 2026

BAH (Basic Allowance for Housing) is a monthly tax-free allowance paid to service members who live off-base. Maryland BAH rates are among the most searched military finance topics for service members stationed in Maryland.

These are state averages. Exact BAH rates depend on your zip code/MHA and pay grade. Use the calculator for a personalized estimate.

How BAH Works in Maryland

• BAH is set to cover the median rental cost for your rank in your housing area
• BAH is 100% tax-free — federal and Maryland state
• Rates increase with rank and dependent status
• BAH is updated each January 1st based on rental surveys
• Partial BAH applies if you live in government quarters

BAH vs. On-Base Housing in Maryland

If you live on-base in Maryland, your BAH is usually paid directly to the housing office. If you live off-base, you receive the full BAH rate. For most service members, living off-base with BAH provides more financial flexibility.