๐Ÿ  Nevada BAH Rates 2026 โ€” Basic Allowance for Housing by MHA

Real DoD 2026 BAH rates for all 3 Nevada Military Housing Areas, broken down by pay grade and dependency status.

Nevada BAH at a Glance โ€” 2026

Nevada has 3 Military Housing Areas (MHAs) covering every duty location with at least one DoD installation in the state. Rates below are pulled from the official Defense Travel Management Office (DTMO) 2026 tables, effective January 1, 2026, and reflect the across-the-board 4.2% national average increase plus location-specific rental-market adjustments.

$2,019
Avg E-5 BAH (with deps)
$1,681
Avg E-5 BAH (no deps)
$2,500
Avg O-3 BAH (with deps)
3
Military Housing Areas

The highest 2026 E-5-with-dependents BAH in Nevada is $2,391/month in Reno/Carson City, Nv, while the lowest is $1,596/month in Fallon Nas, Nv โ€” a 50% spread that reflects how dramatically housing markets vary even within the same state. PCSing within Nevada can change your housing budget by hundreds of dollars per month, so always re-run your BAH the moment your orders drop.

โšก Run a Personalized Nevada BAH Calculation

2026 Nevada BAH Rates โ€” Full MHA Table

Below is every Nevada Military Housing Area with 2026 BAH rates for the most-searched pay grades. Rates show with dependents / without dependents. For grades not shown (E-2, E-3, W-1, W-3, W-4, W-5, O-2, O-7), use the main BAH calculator with your duty ZIP.

Military Housing AreaE-1
with / no dep
E-5
with / no dep
E-7
with / no dep
W-2
with / no dep
O-1
with / no dep
O-3
with / no dep
O-5
with / no dep
Reno/Carson City, Nv$2,169 / $1,698$2,391 / $1,851$2,721 / $2,178$2,739 / $2,451$2,433 / $1,941$2,799 / $2,571$3,357 / $2,736
Nellis Afb/Las Vegas, Nv$1,941 / $1,629$2,070 / $1,737$2,268 / $1,941$2,298 / $2,100$2,094 / $1,806$2,382 / $2,151$2,775 / $2,301
Fallon Nas, Nv$1,578 / $1,287$1,596 / $1,455$1,980 / $1,587$2,067 / $1,638$1,629 / $1,554$2,319 / $1,785$2,625 / $2,109

Source: 2026 DoD BAH tables published by the Defense Travel Management Office (DTMO), effective January 1, 2026. Verify your exact rate by ZIP code at defensetravel.dod.mil.

How BAH Works for Nevada Service Members

BAH (Basic Allowance for Housing) is a non-taxable monthly stipend paid to service members who do not live in government quarters. The rate is set by your duty-station ZIP code (mapped to a Military Housing Area), your pay grade, and your dependency status (with or without dependents). The amount is calibrated annually to cover the median rental cost โ€” including utilities and renter's insurance โ€” for the housing profile assigned to your rank in your area.

Major Military Installations in Nevada

Nevada hosts 3 active-duty installations that drive most of the state's BAH demand. Each has its own MHA assignment, so rates near each base reflect that local rental market โ€” not a state average.

If your duty station isn't in the table above, use the BAH calculator with your duty ZIP โ€” DTMO maps each ZIP to its parent MHA automatically.

Nevada State Income Tax on Military Pay

Nevada has no state income tax โ€” military pay, retirement, and disability are state-tax-free.

Nevada has no state income tax of any kind, so claiming Nevada residency means no state tax on military base pay, BAH, BAS, special pays, or retirement income. There is no state return to file. Sales tax and property taxes apply, but the absence of an income tax makes Nevada a common state of legal residence for service members.

This is general information, not tax advice. State tax law changes frequently โ€” verify your current-year situation with the Nevada Department of Revenue (or equivalent), the IRS, or a qualified tax professional. Service members claiming residency in a different state under the Servicemembers Civil Relief Act (SCRA) are taxed only by their state of legal residence, regardless of where they're stationed. Civilian-spouse income protections under the Military Spouse Residency Relief Act (MSRRA) may also apply.

Highest-BAH Areas in Nevada (2026)

The top 3 most-expensive Nevada Military Housing Areas by 2026 E-5-with-dependents BAH:

Reno/Carson City, Nv

E-5: $2,391 with / $1,851 without dependents ยท E-7: $2,721 / $2,178 ยท O-3: $2,799 / $2,571

Nellis Afb/Las Vegas, Nv

E-5: $2,070 with / $1,737 without dependents ยท E-7: $2,268 / $1,941 ยท O-3: $2,382 / $2,151

Fallon Nas, Nv

E-5: $1,596 with / $1,455 without dependents ยท E-7: $1,980 / $1,587 ยท O-3: $2,319 / $1,785

If you have flexibility on duty-station preferences during your next assignment cycle, these areas pay the highest housing allowance โ€” but housing supply is also the tightest, so rate alone shouldn't drive the decision.

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