Calculate your 2024 military take-home pay in Montana • Base Pay + BAH + BAS - Taxes
Montana is home to thousands of active duty service members and veterans. Understanding your total military compensation — including base pay, housing allowances, and the impact of Montana state taxes — is essential for financial planning.
State Tax Status: ✗ TAXED
Montana taxes military pay as regular income at up to 6.9%.
Your military pay in Montana consists of several components:
Basic pay is determined by your pay grade (E1-O10) and years of service. It is taxable at the federal level and subject to Montana state tax rules above.
If you live off-base in Montana, you receive BAH to cover housing costs. BAH is 100% tax-free and not counted as income. Montana BAH rates average $1,200/month without dependents and $1,500/month with dependents.
BAS covers food costs. In 2024, enlisted members receive $460.25/month and officers receive $311.68/month. Like BAH, BAS is completely tax-free.
Hazardous duty pay, hostile fire pay, aviation career incentive pay, and other special pays may apply depending on your MOS/AFSC and assignment.
BAH rates are set by Military Housing Area (MHA) based on your duty station's zip code. Use the calculator above for estimates, then verify your exact rate at defensetravel.dod.mil.
Montana taxes military pay as regular income at up to 6.9%. Military retirement pay may have different rules — consult a military tax specialist.
BAH rates vary by zip code. High cost-of-living areas have higher BAH. The state average is shown above.
No. BAH is federally tax-free and also exempt from Montana state income tax, regardless of Montana's standard income tax rules.