Terms of Use

Terms for using Military Pay Guide calculators, state pages, and planning content.

Acceptance of Terms

By accessing and using Military Pay Guide (militarypayguide.com), you accept and agree to these Terms of Use. If you do not agree to these terms, do not use this site. These terms apply to all visitors, users, and others who access or use the site.

Effective date: January 1, 2026. These terms may be updated periodically. Continued use of the site after changes constitutes acceptance of the revised terms.

Use of the Site

Military Pay Guide provides free calculators, planning tools, and educational content about U.S. military pay, allowances, benefits, and state tax treatment. You may use this site for personal planning, education, and comparison purposes.

You may not use this site to:

  • Reproduce, distribute, or commercially exploit the calculators, content, or tools without written permission
  • Attempt to reverse-engineer, scrape, or automate access to the calculators for commercial purposes
  • Use the site in any way that could damage, disable, or impair its operation or interfere with other users' access
  • Represent calculator outputs as official government determinations, DFAS records, or VA decisions

Not Official — Not Advice

The calculators and content on this site are planning tools based on publicly available official data. They are not official pay statements, benefit determinations, tax filings, legal opinions, or investment advice.

Military pay, BAH rates, VA disability compensation, GI Bill entitlements, and state tax rules are governed by federal law, DoD regulations, VA policy, and state law — all of which can change. Official decisions about your pay and benefits are made by DFAS, the VA, the Department of Defense, and applicable state agencies — not by this site.

For official pay records, use DFAS myPay. For official benefit determinations, contact the VA, your installation's finance office, or a Veterans Service Organization (VSO). For tax questions, consult a tax professional familiar with military issues or your installation's Legal Assistance office.

No Warranty

Military Pay Guide is provided "as is" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We aim for accuracy and update data when official sources publish new figures, but we make no guarantee that calculator outputs are error-free, current, or complete.

Official tables, benefit rules, tax treatment, and agency guidance can change at any time. Pay tables typically change each January. BAH rates change annually. VA compensation rates change with COLA adjustments. State tax laws change through legislation. The site includes last-updated dates on pages where data freshness matters.

Limitation of Liability

To the fullest extent permitted by law, Military Pay Guide and its owner (7th Enterprise Solutions LLC) shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, this site or its content — including but not limited to financial decisions made based on calculator estimates.

Calculator outputs are starting points for your own research and verification, not substitutes for official records or professional advice.

Intellectual Property

The content, design, calculator code, and written material on Military Pay Guide are the property of 7th Enterprise Solutions LLC unless otherwise noted. Underlying government data (DFAS pay tables, DoD BAH rates, VA compensation tables) is in the public domain as published by federal agencies.

You may link to pages on this site. You may quote brief excerpts for educational or informational purposes with attribution. You may not reproduce full calculator pages, substantial portions of written content, or the calculator code itself without permission.

External Links and Affiliates

This site contains links to external resources including DFAS, VA.gov, DoD publications, and affiliate partner sites (primarily Amazon product links). External sites have their own terms, privacy policies, and content standards. Military Pay Guide is not responsible for the content, accuracy, or policies of any external site.

Some links on this site are affiliate links, primarily to books and products relevant to service members and veterans. When you purchase through these links, Military Pay Guide may earn a commission at no additional cost to you. Affiliate relationships do not influence the calculator formulas, source data, or editorial content. See the affiliate disclosure for details.

Privacy

Use of this site is also governed by the Privacy Policy, which is incorporated into these terms by reference. The short version: calculator inputs run locally in your browser and are not transmitted or stored. The site uses Google AdSense for advertising, which may use cookies. See the privacy policy for details.

Governing Law and Disputes

These terms are governed by the laws of the State of Tennessee, without regard to conflict of law principles. Any dispute arising from use of this site that cannot be resolved informally shall be resolved through binding arbitration under the American Arbitration Association's rules, or in a court of competent jurisdiction in Knox County, Tennessee.

To report a problem, request a correction, or contact us about these terms, use the contact page.